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LOOKING FOR A NEW OR USED VEHICLE, NEW HOME, HOME IMPROVEMENTS, NEED EXTRA CASH...
DON\'T BORROW UNTIL YOU CHECK OUR RATES! 1st Choice offers you several types of loans to fit your needs. If you\'re looking for extra cash, call us. You can use your paid vehicle or home as collateral or choose from any of the other options below. Call us...we can help.
- Line of Credit - Apply for a line of credit loan for your shopping and emergency needs. Once approved, your line if available to you at the touch of a button. Just call the credit union for an advance and it can be deposited to your share or draft account. Call for additional information. Check our current Line of Credit rates.
- Signature Loan - Signature loans are available for your convenience. Call the credit union for additional information.
- Pledged Shares Loan - If you\'re reluctant to take out a loan but you have your eye on something special...why not borrow your own money? You pledge your shares as collateral at a great rate while you continue to earn dividend on your shares. It\'s a GREAT way to borrow. Call today for more information.
- Loan Secured by a Share Certificate - Pledge your Share Certificate as collateral. Earn a great dividend on your certificate and get a low loan rate. The APR is 2% above the Share Certificate that is used as collateral.(certain terms apply)
If a loan type or service is not listed on this site, please contact the credit union at (814) 866-1111 or toll-free at (800) 782-3562 or email us at 1ccfcu@1ccfcu.org
* APR = annual percentage rate. Rate subject to change without notice. APR does not include fees or closing costs. All loans are subject to credit approval. Any policies and rates stated herein are those in effect on the date of publication and are subject to change. Please contact the Credit Union for any changes that may have occurred since this publication.
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IMPORTANT NOTICE: STATUTORY LIEN
If you are in default on a financial obligation to 1st Choice Community FCU, Federal Law gives us the right to apply member shares, dividends and deposits in your account(s) at the time of default to satisfy the obligation. When you default we may exercise the right without further notification to you. Further, we may impress shares of any member who is a responsible party on a financial obligation in default at the credit union.
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