INTERNET SECURITY PRACTICES STATEMENT AND DISCLOSURE
Please read this Statement carefully, as any use 1ccfcu.org constitutes your agreement to all of 1st Choice Federal Credit Union\'s Online Terms and Conditions, including but not limited to, this Statement. This Internet Security Practices Statement is part of, and is incorporated into the 1st Choice Federal Credit Union Membership and Account Agreement and 1st Choice Federal Credit Union\'s online terms and Conditions.
Use of 1st Choice Federal Credit Union\'s Internet Based Services. To qualify for and use 1st Choice Community Federal Credit Union\'s Internet-Based services, a member must be in good standing.
1ccfcu.org Content. 1st Choice Community Federal Credit Union makes every attempt to ensure all information, rates and promotional offers listed on 1ccfcu.org are current and accurate. However, this information should be construed only as a guideline. 1st Choice Community Federal Credit Union reserves the right to make subsequent changes to the content of 1ccfcu.org at any time due to change in policy, State and Federal regulation, or otherwise.
Data Collection. Various pages of 1ccfcu.org allow you to submit information to us via email. 1st Choice Community Federal Credit Union collects the email addresses of those 1st Choice Community Federal Credit Union members who send us email and the information provided in the email. 1st Choice Community Federal Credit Union also collect information volunteered by our members through surveys, contests, and electronic forms. This information is uses to improve the content of 1ccfcu.org, and to enable you to have a voice in the future for the credit union and its services.
Security. The information you send 1st Choice Community Federal Credit Union is stored on web servers that reside behind a firewall to shield these servers and their information from unauthorized access. Security for our Internet Home Banking is supported by our data processor,Fiserv. It is hosted within the Fiserv Web Vault, Fiserv\'s high-security, high-availability web data center located in Plano, TX. This highly secure facility provides multiple layers of physical and data security to ensure information integrity and service reliability. The data center uses firewall technology to separate sensitive data from the public Internet.
Web Access Users. For security purposes, your Log on ID and Personal identification Number (PIN) are required to access your account through our Internet-based service. You PIN should not be stored on your computer and should not be the same as any of your other PINs . You will be better protected if you change you PIN frequently and do not use the same PIN for any other Internet site. Do not disclose or otherwise make you PIN available to anyone. If you authorized anyone to use your PIN, that authority may be attributed to, and obligate you. If you are ever uncomfortable communication with 1st Choice Community Federal Credit Union electronically, you may instead use traditional methods of communication such as using the telephone, U.S. mail, or visiting 1st Choice Community Federal Credit Union\'s office at 3910 Schaper Avenue, Erie, PA.
Email Security. Regular Internet email is not secure. Various sections of 1ccfcu.org allow you to submit information to 1st Choice Community Federal Credit Union by email. You should use these sections to provide information that is non-sensitive and non-confidential. 1st Choice Community Federal Credit Union strongly urges you not to provide personal or account information through email or request information from us that is confidential or sensitive. As unsecured Internet email is not secure, you accept the risks associated with sending insecure email, messages and/or any files you attach to these insecure emails. If you request sensitive or confidential information from 1st Choice Community Federal Credit Union via unsecured email, you accept these risks as well. To communicate sensitive or confidential information, we strongly urge you to contact us by phone, mail or by visiting our office.
Children\'s Online Privacy. From 1ccfcu.org, we may collect member email addresses and information provided in the email from children 13 and under. These members through contests, surveys and electronic forms volunteer this information. The gathering of such information is purely for informational purposes only to improve the content of 1ccfcu.org and will not be sold to any third party.
Links to Other Internet Web Sites. 1ccfcu.org contains hyperlinks to other Internet web sites operated by third party companies or organizations. When you click on the links, you may leave 1ccfcu.org and go to the linked site. 1st Choice Community Federal Credit Union is not responsible for the contents, use, or privacy and Internet security practices, and their terms and conditions apply. Please review the privacy and Internet security practices of each of the linked Internet web sites you visit before you provide any personal identifiable information. All links or other connections to other Internet web sites, or mention of other companies or organizations is solely for informational purposes to 1st Choice Community Federal Credit Union members and should not be construed as and endorsement or relationship other than what is states where such a connection is made.
Changes. 1st Choice Community Federal Credit Union reserves the right to change any part of its Internet Security Practices Statement at any time. You agree to check out Statement periodically to make sure you remain comfortable with its content. Nothing is this Statement affects our ability to collect, combing, use, verify, retain, and report, including sharing with our regulator information submitted in connection with the provision of 1st Choice Community Federal Credit Union\'s products and services. 1st Choice Community Federal Credit Union also reserves the right to do the same with information that does not personally identify you, without reference to this Internet Security Practices Statement.
1st Choice Federal Credit Union Web Site Privacy Disclosure
Through our web site, 1st Choice Federal Credit Union strives to conveniently serve you and provide you with valuable information. We hope this site answers your questions about our products, services and hours. 1st Choice Federal Credit Union values your interest and is committed to protecting the privacy of our members.
While our web site does not require you to disclose any personally identifying information, if you choose to contact us via email, your email address will be revealed to us. 1st Choice Federal Credit Union will not sell or share your email address with any outside organizations unless we are compelled to do so by law. The credit union will occasionally use your email address to contact you with additional information about the credit union and services we offer.
Private information is required to enter the Internet Home Banking service provided to you by 1st Choice Federal Credit Union. This service is supported by Fiserv. It is hosted within the Fiservs Web Vault, Fiservs high-security, high-availability web data center located in Plano, TX. This highly secure facility provides multiple layers of physical and data security to ensure information integrity and service reliability. The data center uses firewall technology to separate sensitive data from the public Internet.
1st Choice Federal Credit Union may use a counter to obtain such information as type of browser used, time and number of browsers on our site, and other general tracking information. This information is used internally and will not be sold or shared with others outside the credit union unless compelled to do so by law.
To provide you with greater access to information, 1st Choice Federal Credit Union\'s site may also contain links to other sites. While we hope these organizations join us in respecting your privacy, 1st Choice Federal Credit Union is not responsible for the content or privacy practices of these other web sites.
We reserve the right to change this policy at any time by posting a new privacy policy.
May 2010